日本影響力較大的現代人壽保險服務提供商,由日本明治生命保險公司和安田生命保險公司于2004年合并成立,產品包括個人壽險、年金、團體壽險、養老金、投資產品等
日(ri)(ri)本(ben)明治(zhi)安田生(sheng)命(ming)(ming)(ming)(ming)保(bao)(bao)險公(gong)(gong)(gong)司(si)由日(ri)(ri)本(ben)明治(zhi)生(sheng)命(ming)(ming)(ming)(ming)保(bao)(bao)險公(gong)(gong)(gong)司(si)和(he)安田生(sheng)命(ming)(ming)(ming)(ming)保(bao)(bao)險公(gong)(gong)(gong)司(si)合(he)并而來(lai),是日(ri)(ri)本(ben)較大的壽(shou)(shou)險公(gong)(gong)(gong)司(si)之一。公(gong)(gong)(gong)司(si)的產(chan)品包括:個人壽(shou)(shou)險、年(nian)金、團體壽(shou)(shou)險和(he)養老金以及(ji)投資產(chan)品。2004年(nian)4月,日(ri)(ri)本(ben)明治(zhi)生(sheng)命(ming)(ming)(ming)(ming)保(bao)(bao)險公(gong)(gong)(gong)司(si)和(he)安田生(sheng)命(ming)(ming)(ming)(ming)保(bao)(bao)險公(gong)(gong)(gong)司(si)正式(shi)宣布(bu)合(he)并。明治(zhi)生(sheng)命(ming)(ming)(ming)(ming)保(bao)(bao)險公(gong)(gong)(gong)司(si)成立于(yu)(yu)1881年(nian);安田生(sheng)命(ming)(ming)(ming)(ming)保(bao)(bao)險公(gong)(gong)(gong)司(si)成立于(yu)(yu)1880年(nian)。
公(gong)(gong)司(si)(si)的產品(pin)包括:個人壽(shou)險(xian)(xian)(xian)(xian)(xian)、年金、團(tuan)體(ti)壽(shou)險(xian)(xian)(xian)(xian)(xian)和(he)(he)養老金以及投資產品(pin)。在法律允許保險(xian)(xian)(xian)(xian)(xian)公(gong)(gong)司(si)(si)可以同時(shi)開(kai)展壽(shou)險(xian)(xian)(xian)(xian)(xian)和(he)(he)非壽(shou)險(xian)(xian)(xian)(xian)(xian)業務(wu)后,明治安田生命成立(li)了子公(gong)(gong)司(si)(si)明治通(tong)用(yong)保險(xian)(xian)(xian)(xian)(xian)公(gong)(gong)司(si)(si),子公(gong)(gong)司(si)(si)同時(shi)提(ti)供壽(shou)險(xian)(xian)(xian)(xian)(xian)和(he)(he)非壽(shou)險(xian)(xian)(xian)(xian)(xian)產品(pin)。
公司(si)(si)(si)開展業務的區域包括亞洲、歐(ou)洲和(he)北美,和(he)德累(lei)斯頓銀行(Dresdner Bank)及(ji)其母公司(si)(si)(si)安(an)(an)聯保險公司(si)(si)(si)有協作關系。在合并前(qian),明治生命和(he)安(an)(an)田(tian)生命分別隸屬于三菱集團(Mitsubishi Group)和(he)瑞穗金融集團(Mizuho Financial Group)
明治人壽保險公司的歷史
1881年,福澤諭吉(ji)以前的學生阿(a)部泰三,與正田(tian)平五郎(lang)和三菱集團的其他早(zao)期(qi)先驅者一起建立了明治人(ren)壽保(bao)(bao)險有限公司(si)。明治人(ren)壽是日本(ben)第一家提供(gong)現代人(ren)壽保(bao)(bao)險服務的公司(si),其保(bao)(bao)費是根據預期(qi)死亡(wang)率和其他精算(suan)因素決定(ding)的。
安田共同人壽保險公司的歷史
1880年,安田善次郎創立了 "京西五味亭",這(zhe)是(shi)一(yi)家由500名出(chu)資人(ren)(ren)支持的(de)互助公司。一(yi)開(kai)始,這(zhe)個組織采用(yong)了 "分攤保(bao)險",即(ji)要求有限的(de)出(chu)資人(ren)(ren)平(ping)均(jun)承擔所支付的(de)保(bao)險索賠費用(yong),目的(de)是(shi)提供一(yi)個易(yi)于理解的(de)保(bao)險系統(tong)。
為(wei)了(le)改善(shan)其服務,1894年,京西五(wu)味齋改組為(wei) "京西清明(ming)會(hui)館(guan)Gaisya",一個現代(dai)的人壽保險互助公(gong)司,從而為(wei)安田(tian)人壽保險互助公(gong)司的發展奠定了(le)基礎。