遼(liao)陽銀(yin)行(xing)(xing)是(shi)一家地方(fang)性股(gu)份(fen)制銀(yin)行(xing)(xing),在(zai)(zai)原遼(liao)陽城(cheng)(cheng)市(shi)信用聯社(she)的(de)基礎上組建而成(cheng)(cheng),1997年(nian)3月,經中(zhong)(zhong)國人民(min)銀(yin)行(xing)(xing)批(pi)準(zhun),遼(liao)陽城(cheng)(cheng)市(shi)信用合作社(she)變更(geng)為遼(liao)陽市(shi)城(cheng)(cheng)市(shi)合作銀(yin)行(xing)(xing)。1998年(nian)6月,經中(zhong)(zhong)國人民(min)銀(yin)行(xing)(xing)批(pi)準(zhun),更(geng)名(ming)為遼(liao)陽市(shi)商業銀(yin)行(xing)(xing)。2010年(nian)4月,經中(zhong)(zhong)國銀(yin)行(xing)(xing)業監督管理委員會批(pi)準(zhun),更(geng)名(ming)為遼(liao)陽銀(yin)行(xing)(xing)。遼(liao)陽銀(yin)行(xing)(xing)在(zai)(zai)本地和沈陽、大連(lian)、鞍山、撫順、丹東、錦州、營口、葫(hu)蘆島(dao)等地區設有分、支行(xing)(xing)69家,先后發起組建首山、燈塔和營口宏誠3家村(cun)鎮銀(yin)行(xing)(xing),在(zai)(zai)全(quan)省范圍(wei)內形(xing)成(cheng)(cheng)圍(wei)繞(rao)遼(liao)中(zhong)(zhong)南城(cheng)(cheng)市(shi)產(chan)業群和沿海經濟帶的(de)布局態勢(shi)。
遼陽(yang)銀行已成為一家經營效益良好,綜合(he)實(shi)力躋身全國優秀行列的城商行。截至(zhi)2016年末,遼陽(yang)銀行資產總額達到1139.72億(yi)(yi)(yi)元,各(ge)項(xiang)存款806.46億(yi)(yi)(yi)元,凈利潤8.02億(yi)(yi)(yi)元。
2017年初,根(gen)據當(dang)前經(jing)濟環境(jing)和(he)自身發(fa)(fa)(fa)展(zhan)(zhan)現(xian)狀,遼陽銀行(xing)(xing)制定并實施了新一輪戰(zhan)(zhan)略發(fa)(fa)(fa)展(zhan)(zhan)規(gui)劃目標,規(gui)劃以(yi)(yi)“根(gen)植實體經(jing)濟,成(cheng)就百(bai)姓(xing)夢想”為市(shi)場(chang)定位,以(yi)(yi)“打造遼寧地(di)區金融領軍(jun)者”為發(fa)(fa)(fa)展(zhan)(zhan)愿景,以(yi)(yi)做強(qiang)“公司、零售(shou)、互聯網金融、金融市(shi)場(chang)與投行(xing)(xing)”四(si)大業務板塊(kuai)為發(fa)(fa)(fa)展(zhan)(zhan)驅動,以(yi)(yi)提(ti)升“風險管理、人力資源(yuan)、信(xin)息科技、芒(mang)果视频(pin)和(he)品(pin)牌建設”五(wu)項能(neng)力為發(fa)(fa)(fa)展(zhan)(zhan)保障,實施“客戶(hu)、業務、收入(ru)、經(jing)營”四(si)個(ge)轉型。圍繞(rao)戰(zhan)(zhan)略發(fa)(fa)(fa)展(zhan)(zhan)規(gui)劃,優化調整組織架構(gou),改革人事薪(xin)酬體系,促進(jin)全行(xing)(xing)健康發(fa)(fa)(fa)展(zhan)(zhan)。
遼陽銀行(xing)提(ti)(ti)(ti)供專(zhuan)業金融(rong)(rong)服(fu)務(wu)(wu)(wu),拓(tuo)寬服(fu)務(wu)(wu)(wu)渠道,形成門類(lei)齊全(quan)、功(gong)能完(wan)(wan)備的(de)產品體(ti)(ti)系(xi)。開辦(ban)新興卡(ka)(ka)、貴賓卡(ka)(ka)、金融(rong)(rong)社保卡(ka)(ka)、公(gong)積金聯名卡(ka)(ka)、公(gong)務(wu)(wu)(wu)卡(ka)(ka)等卡(ka)(ka)類(lei)業務(wu)(wu)(wu),滿足市民服(fu)務(wu)(wu)(wu)需求。調整網點布(bu)局(ju),探索社區銀行(xing)模式,構建了柜面(mian)服(fu)務(wu)(wu)(wu)、網上銀行(xing)、電話(hua)銀行(xing)、手(shou)機銀行(xing)、自(zi)助銀行(xing)等多途徑、立體(ti)(ti)化服(fu)務(wu)(wu)(wu),很好促進了中間業務(wu)(wu)(wu)拓(tuo)展與服(fu)務(wu)(wu)(wu)手(shou)段提(ti)(ti)(ti)升。目前(qian)已(yi)開辦(ban)包(bao)括水(shui)、電、煤氣、通訊、交通、供暖等23項代(dai)理(li)繳(jiao)費業務(wu)(wu)(wu),代(dai)理(li)業務(wu)(wu)(wu)種類(lei)和(he)業務(wu)(wu)(wu)量(liang)均位居全(quan)市同業之首,成為代(dai)理(li)項目較(jiao)(jiao)齊全(quan)、受理(li)渠道較(jiao)(jiao)豐富、繳(jiao)費方式較(jiao)(jiao)便捷的(de)銀行(xing)機構。完(wan)(wan)善服(fu)務(wu)(wu)(wu)設施,提(ti)(ti)(ti)升全(quan)行(xing)金融(rong)(rong)服(fu)務(wu)(wu)(wu)“軟實力”。
扶植地(di)方經(jing)(jing)濟(ji)(ji),勇于承擔(dan)社(she)會責任(ren),推動(dong)企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)轉(zhuan)型(xing)升級。遼(liao)陽(yang)(yang)(yang)銀(yin)(yin)行(xing)(xing)(xing)以(yi)(yi)《中國制(zhi)造(zao)2025遼(liao)陽(yang)(yang)(yang)行(xing)(xing)(xing)動(dong)綱要(yao)》為(wei)指(zhi)導,加大對遼(liao)陽(yang)(yang)(yang)市(shi)芳烴(jing)基(ji)地(di)、鐵西(xi)工業(ye)(ye)(ye)(ye)(ye)(ye)(ye)園區(qu)、裝備制(zhi)造(zao)集(ji)群、弓長嶺溫泉旅游(you)養(yang)老等產(chan)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)集(ji)群信貸(dai)(dai)投(tou)放(fang)(fang)力度,對基(ji)礎設(she)(she)施建(jian)設(she)(she)、戰略(lve)性(xing)新興產(chan)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)、科技型(xing)創(chuang)新產(chan)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)給予重(zhong)要(yao)支(zhi)持(chi)。遼(liao)陽(yang)(yang)(yang)銀(yin)(yin)行(xing)(xing)(xing)已(yi)經(jing)(jing)成(cheng)為(wei)我(wo)市(shi)80%以(yi)(yi)上(shang)招商引資(zi)(zi)項(xiang)目和90%以(yi)(yi)上(shang)骨(gu)干企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)的(de)銀(yin)(yin)行(xing)(xing)(xing)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)務主辦行(xing)(xing)(xing),有(you)力地(di)支(zhi)持(chi)了地(di)區(qu)實體經(jing)(jing)濟(ji)(ji)和外向型(xing)經(jing)(jing)濟(ji)(ji)的(de)發展。作為(wei)區(qu)域性(xing)銀(yin)(yin)行(xing)(xing)(xing),打(da)破小微企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)融(rong)資(zi)(zi)“難”題,遼(liao)陽(yang)(yang)(yang)銀(yin)(yin)行(xing)(xing)(xing)靈活采用定性(xing)與定量相結合的(de)方式(shi)進行(xing)(xing)(xing)分(fen)析,綜合分(fen)析企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)的(de)盈利能(neng)力、發展潛力和風險程(cheng)度,減費(fei)讓利,緩解(jie)小微企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)融(rong)資(zi)(zi)“貴”。支(zhi)持(chi)縣域經(jing)(jing)濟(ji)(ji)發展,以(yi)(yi)我(wo)市(shi)建(jian)設(she)(she)農(nong)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)示(shi)范區(qu)為(wei)契機,創(chuang)新業(ye)(ye)(ye)(ye)(ye)(ye)(ye)務品(pin)種和模式(shi),滿足“三農(nong)”金融(rong)需求(qiu),在我(wo)市(shi)推出農(nong)村土地(di)承包經(jing)(jing)營權流轉(zhuan)擔(dan)保(bao)貸(dai)(dai)款(kuan)和設(she)(she)施農(nong)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)貸(dai)(dai)款(kuan)。針對佟二堡地(di)區(qu)皮(pi)草市(shi)場,推出“商戶聯保(bao)貸(dai)(dai)款(kuan)+POS”的(de)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)務組(zu)合,推動(dong)特色產(chan)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)發展。2016年,遼(liao)陽(yang)(yang)(yang)銀(yin)(yin)行(xing)(xing)(xing)小微企(qi)(qi)業(ye)(ye)(ye)(ye)(ye)(ye)(ye)貸(dai)(dai)款(kuan)余(yu)額(e)達到(dao)217.55億元(yuan),占全(quan)部貸(dai)(dai)款(kuan)余(yu)額(e)69.48%,信貸(dai)(dai)投(tou)放(fang)(fang)量全(quan)市(shi)前列。