2022年(nian)7月6日,深圳市住(zhu)建局發布關于向社(she)會公(gong)(gong)開征求(qiu)《深圳市住(zhu)房公(gong)(gong)積金(jin)貸款管理規定(征求(qiu)意(yi)見(jian)稿(gao))》意(yi)見(jian)的通告,其中(zhong)對于公(gong)(gong)積金(jin)貸款申請、公(gong)(gong)積金(jin)貸款額度、期限和利(li)率、公(gong)(gong)積金(jin)貸款擔(dan)保及公(gong)(gong)積金(jin)貸款償還(huan)等(deng)內容作(zuo)出詳細(xi)規定。
對于公(gong)(gong)(gong)積(ji)(ji)金(jin)(jin)貸款主(zhu)體,征求意見稿明確為(wei):在(zai)深(shen)圳市繳(jiao)(jiao)存住房公(gong)(gong)(gong)積(ji)(ji)金(jin)(jin)的(de)(de)(de)職(zhi)工作為(wei)申(shen)(shen)請人按照(zhao)本(ben)(ben)規定(ding)申(shen)(shen)請公(gong)(gong)(gong)積(ji)(ji)金(jin)(jin)貸款;在(zai)異地就業(ye)且繳(jiao)(jiao)存住房公(gong)(gong)(gong)積(ji)(ji)金(jin)(jin)的(de)(de)(de)本(ben)(ben)市戶(hu)籍職(zhi)工,其本(ben)(ben)人或配偶在(zai)深(shen)圳市購買首套自住住房的(de)(de)(de),可(ke)以(yi)(yi)持就業(ye)地公(gong)(gong)(gong)積(ji)(ji)金(jin)(jin)中(zhong)心出具的(de)(de)(de)繳(jiao)(jiao)存證明(包(bao)括繳(jiao)(jiao)存明細),按照(zhao)本(ben)(ben)規定(ding)要(yao)求向本(ben)(ben)市公(gong)(gong)(gong)積(ji)(ji)金(jin)(jin)中(zhong)心申(shen)(shen)請公(gong)(gong)(gong)積(ji)(ji)金(jin)(jin)貸款。申(shen)(shen)請人的(de)(de)(de)配偶、父(fu)母、子女(nv)可(ke)以(yi)(yi)作為(wei)共同申(shen)(shen)請人。申(shen)(shen)請人的(de)(de)(de)配偶、父(fu)母、子女(nv)是購房人的(de)(de)(de),應當作為(wei)共同申(shen)(shen)請人。