說明(ming):以(yi)(yi)下中信銀(yin)行(xing)人民幣存(cun)款利率(lv)表自2023年12月25日起執(zhi)(zhi)行(xing),存(cun)款掛牌利率(lv)僅(jin)供參考,對具體客戶的(de)實(shi)際執(zhi)(zhi)行(xing)利率(lv)以(yi)(yi)中信銀(yin)行(xing)分(fen)支(zhi)機(ji)構等業務(wu)渠道最終辦理(li)結果(guo)為(wei)準。
單位:年(nian)利(li)率(lv)(%)
?城鄉居民存款 | 非保證金存款利率 | 保證金存款利率 |
一、活期存款 | 0.2 | 0.2 |
二、定期存款 | ||
1.整存整取 | ||
三個月 | 1.2 | 1 |
半年 | 1.45 | 1.2 |
一年 | 1.65 | 1.3 |
二年 | 1.7 | 1.6 |
三年 | 2 | 1.85 |
五年 | 2.05 | 1.9 |
2.零存整取、整存零取、存本取息 | ||
一年 | 1.3 | - |
三年 | 1.55 | - |
五年 | 1.55 | - |
3.定活兩便 | 按一年以內定期整存整取同檔次利率打六折執行 | - |
三、通知存款 | ||
一天 | 0.25 | - |
七天 | 0.8 | - |
中(zhong)(zhong)信(xin)銀(yin)行(xing)成立(li)于1987年,是中(zhong)(zhong)國(guo)改革(ge)開放中(zhong)(zhong)較(jiao)(jiao)早(zao)成立(li)的新(xin)興商業銀(yin)行(xing)之(zhi)一,是中(zhong)(zhong)國(guo)較(jiao)(jiao)早(zao)參與國(guo)內(nei)外(wai)金融(rong)市(shi)場(chang)融(rong)資的商業銀(yin)行(xing),為中(zhong)(zhong)國(guo)經濟建設做出了積極貢獻(xian)。2007年4月(yue),中(zhong)(zhong)信(xin)銀(yin)行(xing)實現在上海證券(quan)交(jiao)易(yi)所(suo)和香港聯合(he)交(jiao)易(yi)所(suo)A+H股同步上市(shi)。
中(zhong)(zhong)信銀(yin)行(xing)以建(jian)設(she)成為“有(you)(you)擔當、有(you)(you)溫(wen)度、有(you)(you)特色、有(you)(you)價值”的綜(zong)(zong)合(he)金(jin)融服務(wu)(wu)(wu)提供者為發(fa)展愿景,充分(fen)發(fa)揮(hui)中(zhong)(zhong)信集團“金(jin)融+實業(ye)”綜(zong)(zong)合(he)平臺優勢,向企(qi)業(ye)客(ke)戶(hu)(hu)(hu)和機(ji)構(gou)客(ke)戶(hu)(hu)(hu)提供公司(si)銀(yin)行(xing)業(ye)務(wu)(wu)(wu)、國際業(ye)務(wu)(wu)(wu)、金(jin)融市場業(ye)務(wu)(wu)(wu)、機(ji)構(gou)業(ye)務(wu)(wu)(wu)、投資(zi)銀(yin)行(xing)業(ye)務(wu)(wu)(wu)、交(jiao)易(yi)銀(yin)行(xing)業(ye)務(wu)(wu)(wu)、托管業(ye)務(wu)(wu)(wu)等(deng)綜(zong)(zong)合(he)金(jin)融解決方案,向個人客(ke)戶(hu)(hu)(hu)提供零售銀(yin)行(xing)、信用卡、消費金(jin)融、財(cai)富管理、私人銀(yin)行(xing)、出(chu)國金(jin)融、電子銀(yin)行(xing)等(deng)多元化金(jin)融產品及服務(wu)(wu)(wu),多方位滿足企(qi)業(ye)、機(ji)構(gou)及個人客(ke)戶(hu)(hu)(hu)的綜(zong)(zong)合(he)金(jin)融服務(wu)(wu)(wu)需求。
截至2021年末,中(zhong)(zhong)(zhong)(zhong)信(xin)(xin)(xin)銀(yin)(yin)(yin)行(xing)(xing)在(zai)(zai)國(guo)內153個(ge)大中(zhong)(zhong)(zhong)(zhong)城市設(she)有(you)(you)(you)(you)(you)1415家(jia)(jia)營業網(wang)(wang)點(dian),在(zai)(zai)境內外(wai)下設(she)中(zhong)(zhong)(zhong)(zhong)信(xin)(xin)(xin)國(guo)際(ji)金(jin)(jin)融控(kong)股有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)司(si)、信(xin)(xin)(xin)銀(yin)(yin)(yin)(香港(gang))投(tou)資有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)司(si)、中(zhong)(zhong)(zhong)(zhong)信(xin)(xin)(xin)金(jin)(jin)融租賃有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)司(si)、信(xin)(xin)(xin)銀(yin)(yin)(yin)理財有(you)(you)(you)(you)(you)限(xian)(xian)責任(ren)公(gong)(gong)(gong)(gong)司(si)、中(zhong)(zhong)(zhong)(zhong)信(xin)(xin)(xin)百(bai)信(xin)(xin)(xin)銀(yin)(yin)(yin)行(xing)(xing)股份(fen)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)司(si)、阿爾(er)金(jin)(jin)銀(yin)(yin)(yin)行(xing)(xing)和(he)(he)浙江(jiang)臨(lin)安(an)中(zhong)(zhong)(zhong)(zhong)信(xin)(xin)(xin)村(cun)鎮銀(yin)(yin)(yin)行(xing)(xing)股份(fen)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)司(si)7家(jia)(jia)附屬(shu)機構。其(qi)中(zhong)(zhong)(zhong)(zhong),中(zhong)(zhong)(zhong)(zhong)信(xin)(xin)(xin)國(guo)際(ji)金(jin)(jin)融控(kong)股有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)司(si)子(zi)公(gong)(gong)(gong)(gong)司(si)中(zhong)(zhong)(zhong)(zhong)信(xin)(xin)(xin)銀(yin)(yin)(yin)行(xing)(xing)(國(guo)際(ji))在(zai)(zai)香港(gang)、澳門(men)、紐約、洛杉磯、新加坡和(he)(he)中(zhong)(zhong)(zhong)(zhong)國(guo)內地設(she)有(you)(you)(you)(you)(you)32家(jia)(jia)營業網(wang)(wang)點(dian)和(he)(he)2家(jia)(jia)商務中(zhong)(zhong)(zhong)(zhong)心(xin)。信(xin)(xin)(xin)銀(yin)(yin)(yin)(香港(gang))投(tou)資有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)司(si)在(zai)(zai)香港(gang)和(he)(he)境內設(she)有(you)(you)(you)(you)(you)3家(jia)(jia)子(zi)公(gong)(gong)(gong)(gong)司(si)。信(xin)(xin)(xin)銀(yin)(yin)(yin)理財有(you)(you)(you)(you)(you)限(xian)(xian)責任(ren)公(gong)(gong)(gong)(gong)司(si)為本行(xing)(xing)全資理財子(zi)公(gong)(gong)(gong)(gong)司(si)。中(zhong)(zhong)(zhong)(zhong)信(xin)(xin)(xin)百(bai)信(xin)(xin)(xin)銀(yin)(yin)(yin)行(xing)(xing)股份(fen)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)司(si)為中(zhong)(zhong)(zhong)(zhong)信(xin)(xin)(xin)銀(yin)(yin)(yin)行(xing)(xing)與(yu)百(bai)度公(gong)(gong)(gong)(gong)司(si)發(fa)起設(she)立(li)的具有(you)(you)(you)(you)(you)獨立(li)法人資格直銷銀(yin)(yin)(yin)行(xing)(xing)。阿爾(er)金(jin)(jin)銀(yin)(yin)(yin)行(xing)(xing)在(zai)(zai)哈薩克斯(si)坦設(she)有(you)(you)(you)(you)(you)7家(jia)(jia)營業網(wang)(wang)點(dian)和(he)(he)1個(ge)私人銀(yin)(yin)(yin)行(xing)(xing)中(zhong)(zhong)(zhong)(zhong)心(xin)。
中信銀行堅(jian)持服務實(shi)體(ti)經濟,穩健(jian)經營,與(yu)時俱進。經過(guo)30余年的(de)發展(zhan),已成(cheng)為一家總資(zi)產規模超8萬億元(yuan)、員工人數近6萬名,具(ju)有強大綜合實(shi)力和(he)品(pin)牌(pai)競爭力的(de)金融集團(tuan)。