保(bao)(bao)(bao)(bao)險(xian)(xian)經(jing)紀公司(si)(si)是指依法(fa)成立(li)的保(bao)(bao)(bao)(bao)險(xian)(xian)中介(jie)機構。他一方面代(dai)表被保(bao)(bao)(bao)(bao)險(xian)(xian)人(ren)(ren)的利益(yi)，為被保(bao)(bao)(bao)(bao)險(xian)(xian)人(ren)(ren)設計(ji)保(bao)(bao)(bao)(bao)險(xian)(xian)方案，與保(bao)(bao)(bao)(bao)險(xian)(xian)公司(si)(si)商議達成保(bao)(bao)(bao)(bao)險(xian)(xian)協議。另一方面，為保(bao)(bao)(bao)(bao)險(xian)(xian)公司(si)(si)招攬業(ye)務(wu)，向保(bao)(bao)(bao)(bao)險(xian)(xian)公司(si)(si)收取傭(yong)金(jin)。再在保(bao)(bao)(bao)(bao)險(xian)(xian)市(shi)場上，為分(fen)出公司(si)(si)安排分(fen)保(bao)(bao)(bao)(bao)業(ye)務(wu)，向分(fen)入公司(si)(si)收取再保(bao)(bao)(bao)(bao)險(xian)(xian)傭(yong)金(jin)。在日(ri)常工作(zuo)中，保(bao)(bao)(bao)(bao)險(xian)(xian)經(jing)紀公司(si)(si)還可以向投(tou)保(bao)(bao)(bao)(bao)人(ren)(ren)提供防災防損、風險(xian)(xian)評估、風險(xian)(xian)管理、保(bao)(bao)(bao)(bao)險(xian)(xian)咨詢或(huo)顧問服務(wu)等(deng)等(deng)。

具體地說，保(bao)(bao)險(xian)(xian)(xian)經紀(ji)(ji)(ji)公(gong)(gong)(gong)司(si)針對客(ke)戶(hu)的(de)特定需求(qiu)，運用(yong)自身(shen)的(de)專(zhuan)(zhuan)業優勢，為(wei)客(ke)戶(hu)提供專(zhuan)(zhuan)業的(de)保(bao)(bao)險(xian)(xian)(xian)計(ji)劃和(he)風險(xian)(xian)(xian)管(guan)理(li)方(fang)案(an)。在同客(ke)戶(hu)簽訂委托協議后，由保(bao)(bao)險(xian)(xian)(xian)經紀(ji)(ji)(ji)公(gong)(gong)(gong)司(si)組織市場詢(xun)價或(huo)招投標，選擇綜合承(cheng)保(bao)(bao)條件(jian)最優越的(de)保(bao)(bao)險(xian)(xian)(xian)公(gong)(gong)(gong)司(si)作為(wei)承(cheng)保(bao)(bao)公(gong)(gong)(gong)司(si)。在與保(bao)(bao)險(xian)(xian)(xian)公(gong)(gong)(gong)司(si)的(de)談判中維護客(ke)戶(hu)的(de)利益，爭取對客(ke)戶(hu)的(de)最大優惠。此外(wai)，保(bao)(bao)險(xian)(xian)(xian)經紀(ji)(ji)(ji)人還協助客(ke)戶(hu)制定保(bao)(bao)險(xian)(xian)(xian)以外(wai)的(de)全面的(de)風險(xian)(xian)(xian)管(guan)理(li)計(ji)劃。風險(xian)(xian)(xian)管(guan)理(li)具有很強的(de)專(zhuan)(zhuan)業性，保(bao)(bao)險(xian)(xian)(xian)經紀(ji)(ji)(ji)公(gong)(gong)(gong)司(si)是國內外(wai)保(bao)(bao)險(xian)(xian)(xian)市場所(suo)公(gong)(gong)(gong)認(ren)的(de)專(zhuan)(zhuan)業的(de)風險(xian)(xian)(xian)管(guan)理(li)顧問。