商(shang)業(ye)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)該不該買(mai)？商(shang)業(ye)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)指(zhi)(zhi)由保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)分公(gong)(gong)司(si)經營，以營利為目的(de)(de)(de)，簽(qian)定的(de)(de)(de)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)合同模式，主要指(zhi)(zhi)投保(bao)(bao)(bao)(bao)(bao)者(zhe)自愿和保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)公(gong)(gong)司(si)簽(qian)定合同，并且向保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)公(gong)(gong)司(si)支付保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)費(fei)，被保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)人如發生了(le)合同規定的(de)(de)(de)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)事故，保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)公(gong)(gong)司(si)對(dui)其(qi)承擔賠(pei)償(chang)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)的(de)(de)(de)責任。在(zai)購買(mai)商(shang)業(ye)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)的(de)(de)(de)過程中，大家可根據自身的(de)(de)(de)實(shi)際情況，選擇對(dui)應的(de)(de)(de)商(shang)業(ye)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)，但建議所選擇的(de)(de)(de)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)費(fei)用(yong)，在(zai)家庭(ting)總收入的(de)(de)(de)10%-15%比(bi)較合適。以下就和小編一起來看看，商(shang)業(ye)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)都有(you)哪些(xie)吧(ba)。